Over the forecast period in Romania, a slowdown in the growth of new loan applications and the repayment of existing loans is expected. This can be attributed to high interest rates and persistent economic uncertainty.
Buy Now, Pay Later (BNPL) providers are expected to perform well in the coming years, as more online retailers adopt this type of service. Traditional operators offering durables lending and other personal lending may face competition from BNPL providers.
Over the forecast period, it is likely that both domestic and international fintech players will make significant gains in Romania, attracting consumers with their wide range of services, more flexible conditions, and higher consumer loan limits. Revolut, for instance, has increased its loan limit to RON200,000 in 2023.
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Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Romania with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Romania, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See All of Our DefinitionsThis report originates from Passport, our Consumer Credit research and analysis database.
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